Your First Million by 40 · Companion Tools

Run Your Own Numbers

The same math from the book, live. Move the sliders to match your own age and plan — nothing you enter here is saved or sent anywhere.

Chapters 1 & 14 — Your Roadmap to 40

Enter your age and a monthly amount. This runs the same year-by-year math behind every chart and table in the book — monthly contributions, compounding at your chosen return.

25
$500
40
Projected value at age 40
$0

Assumes the same monthly amount invested every month with no changes, growing at a constant average return compounded monthly. Real markets go up and down along the way — this is a planning estimate, not a promise, and nothing here is investment advice.

Chapter 12 — Build Your Pie

The 110-minus-your-age formula from the book, live. Move the slider to your own age.

25
Stocks85%
Bonds15%

110, minus your age, is the percentage in stocks — the rest goes to bonds. A starting point from Chapter 12, not a rule that fits every situation.